Haverhill Habitat Home Listed for $245,000
Local families must apply by December 10 for the three-bedroom property in Haverhill.
Updated on Oct. 28, 2026 in Residential
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Essex County Habitat for Humanity has opened applications for a three-bedroom home on Curtis Street in Haverhill. Qualified local families must apply by December 10 for the chance to purchase the property at a set price of $245,000.
Why it matters
This listing provides a rare affordable homeownership opportunity for families who may not qualify for conventional mortgages. The program targets households within a specific income bracket to help bridge the local housing affordability gap.
The home features three bedrooms, two bathrooms, and a one-car garage with a fixed sale price of $245,000. To qualify, applicants must hold a credit score of at least 640 and meet income thresholds between 40% and 60% of the area median income.
The players
Essex County Habitat for Humanity
A non-profit organization that coordinates affordable housing development and homeownership programs for local families.
The details
The organization utilizes a first-come, first-served application process, meaning the first eligible party to apply receives the offer to purchase. Successful buyers must also complete sweat-equity requirements by contributing volunteer hours at the Habitat ReStore in Lawrence or participating in the construction of another home.
Timeline
December 10, 2026: The deadline for submitting applications for the Curtis Street home.
The Home Front
This offering aligns with standardized affordable homeownership programs that utilize area median income metrics to determine eligibility. It represents a direct local response to the broader trend of rising entry-level home prices in Massachusetts.
Interested families should verify their household income falls within the 40% to 60% AMI range and confirm their current credit score is at least 640 before applying. Visit the official program page to submit your application as the process operates on a first-come, first-served basis.
The takeaway
Securing affordable housing often depends on early action and meeting strict financial prerequisites. Prospective buyers should review their credit reports now to ensure they meet the 640 threshold required for this specific Habitat for Humanity program.
Further reading
For more on local market opportunities, visit Residential.
More information
Submit your interest via the Habitat homeownership program application.
Source note: This article includes information reported by The Daily News of Newburyport.
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