June Point Lending Launched DSCR Loans in California
California property investors can now access non-QM loan options through local brokers.
Updated on Oct. 6, 2026 in Apartments
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Wholesale lender June Point Lending has introduced its Debt Service Coverage Ratio (DSCR) loan offerings to the California market. The expansion makes California the 19th state where the lender currently operates.
Why it matters
The company launched in the state to meet rising broker demand for DSCR products while attempting to streamline the traditionally manual non-QM lending process with its own proprietary technology.
June Point Lending, which operates under NMLS No. 2707229, is now active in California following a recent expansion. The firm reports that founders previously managed $20 billion in origination volume at their prior company.
The players
June Point Lending
A wholesale non-QM lender backed by Deciens Capital that utilizes proprietary technology to automate loan eligibility.
Deciens Capital
An investment firm that provides the financial backing for June Point Lending.
The details
The platform automates the non-QM workflow by allowing brokers to upload a 1003 form for initial eligibility results within minutes. To support the process, the company assigns dedicated account executives and provides direct access to underwriters for complex files.
Timeline
October 6, 2026: June Point Lending announced its official California market launch.
The Home Front
The entry of new non-QM lenders reflects a competitive shift in the mortgage sector toward specialized investment-property products. This development follows a broader industry trend of lenders adopting proprietary automated workflows to accelerate non-QM loan processing.
If you are working with a broker on investment property financing, inquire if they have integrated the new platform into their workflow. Investors should verify that any lender they consider holds the appropriate state licenses, such as California Financing Law License No. 60DBO-213146.
The takeaway
Investors seeking non-QM financing may find faster eligibility turnaround times as new lenders prioritize tech-driven workflows. Always confirm a lender's NMLS credentials through the official NMLS Consumer Access portal before committing to a loan application.
Further reading
Learn more about the local market in California Apartments.
More information
Review available products and company details at June Point Lending company information.
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