Lender Tool Flags Reverse Mortgage Prospects
Homeowners age 55 and older with existing mortgage relationships may be contacted about reverse mortgage options.
Updated on Nov. 4, 2026 in Residential
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Nationwide Equities has launched ReverseReach, a screening tool that lets mortgage brokers identify reverse mortgage opportunities among homeowners age 55 and older. The tool is paired with a help desk staffed by full-time Direct Endorsement underwriters, and brokers can reach a live underwriter regardless of the initial result.
Why it matters
For households where an older homeowner is weighing access to home equity, the tool shows how reverse mortgage prospects are being identified through existing mortgage relationships and past client lists. The launch comes as forward mortgage volume remains under pressure from higher rates, tighter affordability and competition.
Nationwide Equities originated 111 reverse mortgages worth $216 million over the past 12 months, per Modex data. The firm endorsed 26 HECMs through the first nine months of the year, per Reverse Market Insight data.
The players
Nationwide Equities
A mortgage lender that offers reverse mortgages through its private-label product EquityPower and originates HECM loans.
The details
ReverseReach asks mortgage professionals to enter a borrower's basic financial and property details into a scenario runner to gauge whether a reverse mortgage may be viable. The tool runs across existing loan origination systems and past client lists, giving originators a screening workflow focused on current borrowers. Nationwide Equities positions it as a preliminary opportunity identifier rather than a full underwriting engine, with a live underwriter available for follow-up.
Timeline
Nationwide Equities launched its private-label reverse mortgage, EquityPower, in 2020.
Nationwide Equities announced the ReverseReach launch on November 4, 2026.
The Home Front
Reverse mortgages sit within a housing market where forward mortgage volume is under pressure from higher rates and tighter affordability. Tools like ReverseReach show lenders turning to existing borrowers and past client lists as a way to find new business.
Homeowners age 55 and older who are considering tapping home equity should ask their mortgage professional whether a reverse mortgage fits their situation. Before deciding, review the loan's costs and obligations with a licensed mortgage counselor or attorney.
The takeaway
Reverse mortgage screening tools like ReverseReach are aimed at existing borrowers, so older homeowners may be contacted by their own lenders about equity options. Keep your loan documents and questions organized so you can review any offer carefully with a licensed professional.
Further reading
For more on how housing and mortgage products affect household budgets, explore Residential coverage.
Live Poll
Would you consider a reverse mortgage to help fund your retirement?
