Fannie Mae Sold Dallas Non-Performing Loan Pool
Owners of these 24 mortgages now have their debt managed by VRMTG ACQ, LLC.
Updated on Sept. 30, 2026 in Residential
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Fannie Mae has announced the winner of its twenty-eighth Community Impact Pool, which involves 24 non-performing loans with a total unpaid principal balance of $6,200,360. VRMTG ACQ, LLC was selected as the winning bidder for the Dallas-Ft. Worth area assets.
Why it matters
This sale shifts the servicing of these delinquent mortgages to a private buyer, which could change loss mitigation options available to the affected borrowers. The transaction ensures that the new owner must follow specific requirements regarding loan modifications.
The pool consists of 24 loans with an average size of $258,348 and a weighted average loan-to-value ratio of 59%. The winning cover bid was 94.0740% of the total unpaid principal balance.
The players
Fannie Mae
A government-sponsored enterprise that provides liquidity to the mortgage market by purchasing and securitizing home loans.
VRMTG ACQ, LLC
The private investment entity that emerged as the winning bidder for this pool of non-performing mortgage loans.
BofA Securities, Inc.
An investment bank that served as the advisor responsible for marketing this specific pool of loans to investors.
The details
BofA Securities, Inc. acted as the advisor to market this pool of non-performing assets to potential bidders. Under the terms of the sale, the purchaser is strictly required to honor all in-process loss mitigation efforts already underway. Furthermore, the buyer must offer delinquent borrowers a waterfall of loss mitigation options, such as loan modifications, before moving to any foreclosure proceedings.
Timeline
August 19, 2026: The transaction was initially announced.
September 29, 2026: Fannie Mae announced the winning bidder.
November 19, 2026: The transaction is expected to close.
The Home Front
This sale follows the standard procedures set by the Fannie Mae Community Impact Pool program to handle distressed assets. These programs are designed to transition non-performing loans out of the secondary market and into the hands of private entities that handle local loan mitigation.
Borrowers whose loans are included in this pool should watch for formal correspondence from their new loan servicer. You should maintain all existing records of loss mitigation requests and modification applications you have submitted to date.
The takeaway
When mortgage debt is sold to a private investor, borrowers retain their existing rights to loss mitigation under the terms of the acquisition. Keep copies of all prior communication with your lender or servicer to ensure continuity during this transition.
What happens next
The transaction is scheduled to close on November 19, 2026.
Further reading
For more information on market-wide trends, visit the Residential section.
Source note: This article includes information reported by Brattleboro Reformer.
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