DUAL Expands Real Estate Insurance Capacity to £320M
Owners of high-value commercial properties can now access higher policy limits for complex international real estate deals.
Updated on Oct. 21, 2026 in Commercial
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DUAL has expanded its international Title and Legal Indemnity insurance coverage with a new capacity of up to £320 million for single real estate risks. This update supports complex cross-border transactions across the UK, Europe, Asia Pacific, and Latin America.
Why it matters
The increase in policy limits addresses a growing demand for specialized insurance on large, multi-jurisdictional property deals. By consolidating capacity from multiple major underwriters, the firm aims to simplify insurance logistics for high-value real estate projects.
DUAL now offers policy limits up to £320 million for single real estate risks, building on a business line that has operated for over 13 years. This capacity is backed by a syndicate of global insurers including AXA XL, Liberty, Chaucer, AXIS, and Intact.
The players
DUAL
An international underwriting agency that manages insurance products and capacity for commercial and property risks.
Dave Persaud
The current International Head of Title and Legal Indemnity at DUAL who oversees the expansion of cross-border insurance offerings.
AXA XL
A global property and casualty insurance and reinsurance provider backing this expanded real estate capacity.
The details
The expanded coverage functions through an international binder that integrates policy wordings with underwriting expertise. By taking a multi-disciplinary approach, the firm combines different insurance lines to manage risks inherent in complex property deals. This structure allows the business to handle larger, cross-border real estate transactions more efficiently than previous offerings.
Timeline
October 2025: Dave Persaud joined the DUAL group.
Early 2026: The Transactional Risk offering was launched.
January 2026: Dave Persaud assumed the role of International Head of Title and Legal Indemnity.
October 21, 2026: The expansion announcement was finalized.
The Home Front
This development reflects a broader market trend where insurers are scaling capacity to accommodate the increasing complexity of international property investments. It marks a departure from traditional, smaller-scale underwriting by enabling large-limit coverage for high-value real estate risks.
Property owners involved in high-value international deals should review their current coverage limits with their broker to see if they need to access higher capacity. Ensure all legal documentation for cross-border transactions is updated to reflect the latest underwriting guidelines.
The takeaway
Commercial property developers and investors should monitor how increased underwriting capacity impacts the speed of closing large cross-border deals. Keep a comprehensive file of your existing insurance policies to facilitate discussions with underwriters regarding these new, higher limits.
Further reading
For more information on commercial property insurance, visit Commercial.
Source note: This article includes information reported by ReinsuranceNe.
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